DBS Bank

VP - Cards Product Lead - Institutional Banking Group

Senior Level
Full-Time
Singapore
Product

About 

DBS Bank

DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.

Your Responsibilities

  • Product Strategy & Development
  • Implement a regional commercial cards strategy aligned with the bank’s regional commercial banking objectives
  • Develop innovative card products and payment solutions to address working capital, expense management, and cash flow optimization for corporate clients
  • Collaborate with internal and external stakeholders to enhance product features, digital capabilities, and user experience
  • Portfolio & Revenue Growth
  • Develop pricing, interchange, and rebate models to optimize revenue streams
  • Leverage partnerships with networks, and payment processors to create competitive and differentiated offerings
  • Market & Client Engagement
  • Understand market trends, competitive landscape, and regulatory changes to shape product direction
  • Conduct client workshops and engagement sessions to drive product awareness and adoption
  • Risk & Compliance Management
  • Ensure products and processes comply with regulatory and riskrequirements across markets
  • Collaborate with credit risk and operations teams to enhance underwriting, fraud prevention, and dispute management frameworks
  • Technology & Innovation
  • Work with technology teams to enhance digital capabilities
  • Champion AI, data analytics, and automationto drive insights, improve operational efficiency, and optimize customer experience

Required Skills and Experience

  • Experience: 10+ years in commercial cards, payments, transaction banking, or related financial services roles
  • Education: Bachelor’s degree in business, Finance, or a related field; MBA is a plus
  • Expertise: Deep understanding of commercial card products, B2B payments, and corporate banking solutions
  • Skills: Strong strategic thinking, P&L management, stakeholder engagement, and ability to drive innovation in a highly dynamic market
  • Regional Exposure: Experience in managing multi-market commercial card portfolios is preferred
  • Strong leadership and influencing skills to drive product initiatives across cross-functional teams
  • Analytical mindset with the ability to leverage data for decision-making
  • Excellent communication and stakeholder management skills
  • Apply Now

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